*{box-sizing:border-box}:root{--forest:#173c2c;--forest2:#245740;--moss:#4b7b5b;--lime:#dfeadf;--sand:#f5f2e9;--ink:#17201b;--muted:#5d6b63;--white:#fff;--line:#dce4de;--warn:#fff8e7;--shadow:0 10px 30px rgba(21,49,36,.10)}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.62}a{color:var(--forest2);text-decoration-thickness:.08em;text-underline-offset:.18em}a:hover{color:#0f2d20}img,svg{max-width:100%}.skip{position:absolute;left:-9999px}.skip:focus{left:1rem;top:1rem;background:#fff;padding:.7rem 1rem;z-index:999}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}.topbar{background:var(--forest);color:#fff;font-size:.89rem}.topbar .wrap{display:flex;justify-content:space-between;gap:1rem;padding:.38rem 0}.topbar a{color:#fff;text-decoration:none}.wrap{width:min(1160px,calc(100% - 2rem));margin-inline:auto}.nav{display:flex;align-items:center;justify-content:space-between;gap:1.25rem;min-height:74px}.brand{display:flex;align-items:center;gap:.65rem;text-decoration:none;color:var(--forest);font-weight:800;letter-spacing:-.02em;font-size:1.18rem}.brand-mark{width:34px;height:34px;border-radius:11px;background:linear-gradient(145deg,var(--forest2),#6d9c74);position:relative;box-shadow:inset 0 -5px 10px rgba(0,0,0,.08)}.brand-mark:before{content:"";position:absolute;left:8px;right:8px;bottom:7px;height:19px;background:#fff;clip-path:polygon(50% 0,66% 28%,58% 28%,78% 58%,66% 58%,91% 100%,9% 100%,34% 58%,22% 58%,42% 28%,34% 28%);border-radius:2px}.nav-links{display:flex;gap:1.1rem;align-items:center}.nav-links a{text-decoration:none;font-weight:650;color:#23362c;font-size:.96rem}.nav-links a:hover{color:var(--forest2)}.nav-cta{background:var(--forest);color:white!important;padding:.63rem .92rem;border-radius:999px}.menu-btn{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:.55rem .7rem;font-size:1rem}.hero{background:linear-gradient(135deg,#eef5ef 0%,#fff 46%,#f5f2e9 100%);border-bottom:1px solid var(--line)}.hero .wrap{display:grid;grid-template-columns:1.25fr .75fr;gap:3rem;padding:5.1rem 0 4.5rem;align-items:center}.eyebrow{font-size:.82rem;letter-spacing:.13em;text-transform:uppercase;font-weight:800;color:var(--moss);margin-bottom:.7rem}.hero h1,.page-hero h1{font-size:clamp(2.45rem,6vw,5rem);line-height:.99;letter-spacing:-.055em;margin:.1rem 0 1.2rem;color:#102d21}.hero p{font-size:1.18rem;max-width:760px;color:#43534a}.buttons{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:1.5rem}.btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;font-weight:750;padding:.85rem 1.12rem;border-radius:12px;border:1px solid transparent}.btn-primary{background:var(--forest);color:#fff}.btn-primary:hover{color:#fff;background:#0e2a1e}.btn-secondary{background:#fff;border-color:#b9c9bf;color:var(--forest)}.hero-panel{background:var(--forest);color:#fff;border-radius:24px;padding:1.5rem;box-shadow:var(--shadow)}.hero-panel h2{margin-top:0;font-size:1.25rem}.risk-list{display:grid;gap:.75rem}.risk{display:grid;grid-template-columns:44px 1fr;gap:.75rem;align-items:start;padding:.82rem;background:rgba(255,255,255,.08);border-radius:14px}.risk b{display:block}.risk span{font-size:.9rem;color:#d9e8df}.risk .ico{width:44px;height:44px;border-radius:12px;background:rgba(255,255,255,.12);display:grid;place-items:center;font-weight:800}.trustline{padding:1rem 0;background:#fff;border-bottom:1px solid var(--line)}.trustline .wrap{display:flex;gap:1rem 2rem;flex-wrap:wrap;justify-content:center;color:#516158;font-size:.92rem}.section{padding:4.4rem 0}.section.alt{background:#f7faf7}.section.sand{background:var(--sand)}.section h2{font-size:clamp(1.8rem,3.7vw,3rem);line-height:1.1;letter-spacing:-.035em;margin:0 0 1rem;color:#153426}.lead{font-size:1.1rem;color:#506057;max-width:830px}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:1.15rem;margin-top:2rem}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:1.25rem;margin-top:2rem}.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:1.35rem;box-shadow:0 6px 18px rgba(20,50,35,.04)}.card h3{font-size:1.18rem;margin:.15rem 0 .55rem;color:#18382a}.card p{color:#56645c;margin:.4rem 0}.card-link{font-weight:750}.badge{display:inline-block;background:var(--lime);color:#1c4b35;font-weight:800;border-radius:999px;padding:.25rem .55rem;font-size:.78rem}.page-hero{background:linear-gradient(140deg,#edf5ee,#fff);border-bottom:1px solid var(--line)}.page-hero .wrap{padding:3.4rem 0 3rem}.page-hero h1{font-size:clamp(2.2rem,5vw,4.15rem);max-width:1000px}.page-hero p{font-size:1.13rem;color:#4b5b52;max-width:850px}.breadcrumbs{font-size:.86rem;color:#68756e;margin-bottom:1rem}.breadcrumbs a{color:#52685c}.content{display:grid;grid-template-columns:minmax(0,1fr) 290px;gap:3rem;padding:3.5rem 0 4.5rem}.article{min-width:0}.article h2{font-size:clamp(1.55rem,3vw,2.25rem);line-height:1.18;margin:2.3rem 0 .8rem;color:#153426}.article h3{font-size:1.25rem;margin:1.65rem 0 .55rem;color:#204331}.article p,.article li{color:#394a40}.article ul,.article ol{padding-left:1.35rem}.article table{width:100%;border-collapse:collapse;margin:1.25rem 0 2rem;font-size:.95rem}.article th,.article td{border:1px solid #dce4de;padding:.72rem;text-align:left;vertical-align:top}.article th{background:#edf4ef;color:#1f4231}.note{border-left:4px solid var(--moss);padding:1rem 1.1rem;background:#f3f8f4;border-radius:0 12px 12px 0;margin:1.3rem 0}.warning{border-left-color:#c5922e;background:var(--warn)}.phase{display:grid;grid-template-columns:72px 1fr;gap:1rem;padding:1.1rem 0;border-bottom:1px solid var(--line)}.phase-no{width:54px;height:54px;border-radius:50%;display:grid;place-items:center;background:var(--forest);color:#fff;font-weight:800}.sidebar{position:relative}.sidebox{position:sticky;top:105px;border:1px solid var(--line);border-radius:18px;padding:1.2rem;background:#f8fbf8}.sidebox h3{margin-top:0}.sidebox a{display:block;margin:.6rem 0;font-weight:650}.cta-band{background:var(--forest);color:#fff;border-radius:24px;padding:2rem;margin-top:2rem}.cta-band h2{color:#fff;margin-top:0}.cta-band p{color:#deebe3}.cta-band .btn-secondary{border-color:#fff}.faq details{border:1px solid var(--line);border-radius:14px;background:#fff;padding:1rem 1.1rem;margin:.7rem 0}.faq summary{font-weight:750;cursor:pointer;color:#173a2a}.footer{background:#102d21;color:#dbe7df;padding:3.2rem 0 1.5rem}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:2rem}.footer h3,.footer h4{color:#fff}.footer a{color:#dbe7df}.footer small{color:#aebdb4}.footer-bottom{border-top:1px solid rgba(255,255,255,.14);margin-top:2rem;padding-top:1.2rem;display:flex;gap:1rem;justify-content:space-between;flex-wrap:wrap}.cookie{position:fixed;left:1rem;right:1rem;bottom:1rem;z-index:1000;display:none;max-width:880px;margin:auto;background:#fff;border:1px solid #cfdad3;box-shadow:0 18px 60px rgba(10,35,24,.22);border-radius:18px;padding:1.2rem}.cookie.show{display:block}.cookie-inner{display:grid;grid-template-columns:1fr auto;gap:1rem;align-items:center}.cookie h2{font-size:1.1rem;margin:0 0 .35rem}.cookie p{font-size:.9rem;color:#536159;margin:0}.cookie-actions{display:flex;gap:.55rem;flex-wrap:wrap}.cookie button{border-radius:10px;padding:.7rem .85rem;font-weight:750;cursor:pointer}.cookie-yes,.cookie-no{background:#fff;color:var(--forest);border:1px solid var(--forest);min-width:145px}.cookie-yes:hover,.cookie-no:hover{background:#edf4ef}.cookie a{font-weight:700}.cookie button:focus-visible,.cookie a:focus-visible{outline:3px solid #88a995;outline-offset:2px}.legal-small{font-size:.86rem;color:#68756e}.kpi{font-size:2rem;font-weight:850;color:var(--forest)}@media(max-width:900px){.nav-links{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);padding:1rem;flex-direction:column;align-items:flex-start}.nav-links.open{display:flex}.menu-btn{display:block}.hero .wrap{grid-template-columns:1fr;padding:3.5rem 0}.content{grid-template-columns:1fr}.sidebar{order:-1}.sidebox{position:static}.grid3{grid-template-columns:1fr}.grid2{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:600px){.topbar .wrap{justify-content:center}.topbar .wrap span:first-child{display:none}.hero h1{font-size:2.8rem}.section{padding:3.3rem 0}.footer-grid{grid-template-columns:1fr}.cookie-inner{grid-template-columns:1fr}.article table{display:block;overflow-x:auto}.phase{grid-template-columns:54px 1fr}.brand{font-size:1rem}}
/* V12: Anfrageformulare */
.choice-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1.25rem;margin:1.6rem 0 2.2rem}.choice-card{border:1px solid var(--line);border-radius:20px;padding:1.5rem;background:#fff;box-shadow:0 6px 18px rgba(20,50,35,.04)}.choice-card h2,.choice-card h3{margin:.1rem 0 .55rem;color:#18382a}.choice-card p{color:#56645c}.choice-card .badge{margin-bottom:.65rem}.form-shell{margin:2rem 0;border:1px solid var(--line);border-radius:22px;background:#fbfdfb;overflow:hidden}.form-intro{padding:1.5rem 1.5rem .4rem}.form-intro h2{margin-top:0}.wv-form{padding:0 1.5rem 1.6rem}.form-step{border:0;border-top:1px solid var(--line);margin:0;padding:1.55rem 0}.form-step:first-of-type{border-top:0}.form-step legend{font-weight:850;color:var(--forest);font-size:1.15rem;padding:0 .5rem 0 0}.step-no{display:inline-grid;place-items:center;width:30px;height:30px;border-radius:50%;background:var(--forest);color:#fff;font-size:.88rem;margin-right:.45rem}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem 1.1rem;margin-top:1rem}.form-field{display:flex;flex-direction:column;gap:.35rem}.form-field.full{grid-column:1/-1}.form-field label,.group-label{font-weight:720;color:#253b30}.req{color:#8e2c22}.hint{font-size:.83rem;color:#6b786f}.form-field input,.form-field select,.form-field textarea{width:100%;font:inherit;color:var(--ink);background:#fff;border:1px solid #aebdb4;border-radius:10px;padding:.76rem .8rem}.form-field textarea{min-height:120px;resize:vertical}.form-field input:focus,.form-field select:focus,.form-field textarea:focus{outline:3px solid #c6ddce;outline-offset:1px;border-color:var(--forest2)}.checks{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.55rem .9rem;margin-top:.55rem}.check{display:flex;align-items:flex-start;gap:.55rem;color:#394a40}.check input[type="checkbox"]{width:1.15rem;height:1.15rem;min-width:1.15rem;flex:0 0 1.15rem;margin:.18rem 0 0;padding:0;accent-color:var(--forest)}.form-legal{font-size:.9rem;color:#59675f;background:#f1f6f2;border-radius:12px;padding:1rem;margin:1rem 0}.form-actions{display:flex;flex-wrap:wrap;align-items:center;gap:1rem}.form-actions button{font:inherit;cursor:pointer}.hp-field{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}.form-error{border-left:4px solid #a43d32;background:#fff1ef;padding:1rem 1.1rem;border-radius:0 12px 12px 0}.status-card{max-width:760px;margin:2rem auto;border:1px solid var(--line);border-radius:22px;padding:2rem;background:#fff;box-shadow:var(--shadow)}.status-card h1{color:var(--forest);line-height:1.1}.small-print{font-size:.84rem;color:#68756e}@media(max-width:760px){.choice-grid,.form-grid,.checks{grid-template-columns:1fr}.form-field.full{grid-column:auto}.wv-form,.form-intro{padding-left:1rem;padding-right:1rem}}

/* eKomi trust signal: visible customer-rating reference; deliberately no AggregateRating review markup for the agency */
.ekomi-trust{background:#f7faf7;border-bottom:1px solid var(--line);padding:.9rem 0}.ekomi-trust-link{display:grid;grid-template-columns:auto 1fr auto;gap:.9rem 1.1rem;align-items:center;text-decoration:none;color:var(--ink);background:#fff;border:1px solid var(--line);border-radius:16px;padding:.9rem 1rem;box-shadow:0 5px 16px rgba(20,50,35,.04)}.ekomi-trust-link:hover{border-color:#b9c9bf}.ekomi-stars,.ekomi-footer-stars{letter-spacing:.08em;color:#b57d09;font-weight:850}.ekomi-stars{font-size:1.18rem;white-space:nowrap}.ekomi-trust-copy{display:flex;flex-direction:column;gap:.12rem}.ekomi-trust-copy strong{color:#18382a}.ekomi-trust-copy small{color:#68756e;font-size:.8rem}.ekomi-trust-cta{font-weight:750;color:var(--forest);white-space:nowrap}.ekomi-footer{margin:.9rem 0 0}.ekomi-footer a{text-decoration:none}.ekomi-footer strong{color:#fff}.ekomi-footer small{font-size:.76rem}@media(max-width:700px){.ekomi-trust-link{grid-template-columns:1fr}.ekomi-trust-cta{white-space:normal}.ekomi-stars{font-size:1.08rem}}

/* V13 visual relaunch – based on approved homepage concept */
:root{
  --forest:#123f2f;
  --forest-deep:#0b3023;
  --forest-soft:#eaf2ed;
  --gold:#c79a4a;
  --gold-dark:#a97829;
  --cream:#f7f2e8;
  --ink:#18251e;
  --muted:#5d6c63;
  --line:#dfe6e1;
  --shadow:0 14px 38px rgba(12,48,35,.10);
}
body{background:#fff;color:var(--ink)}
h1,h2,h3,.brand{font-family:Georgia,"Times New Roman",serif}
.site-header{position:sticky;top:0;background:rgba(255,255,255,.98);box-shadow:0 3px 18px rgba(12,48,35,.07);border-bottom:0}
.topbar{background:var(--forest-deep);font-size:.82rem;letter-spacing:.01em}
.topbar .wrap{padding:.32rem 0}
.nav{min-height:72px}
.brand{font-size:1.42rem;font-weight:700;letter-spacing:-.025em}
.brand-mark{width:42px;height:42px;border-radius:50%;background:transparent;box-shadow:none;border:2px solid var(--forest)}
.brand-mark:before{left:8px;right:8px;bottom:8px;height:23px;background:var(--forest)}
.nav-links{gap:1.28rem}
.nav-links a{font-weight:650;font-size:.93rem}
.nav-cta{background:var(--gold);color:#fff!important;border-radius:7px;padding:.72rem 1.05rem;box-shadow:0 5px 14px rgba(169,120,41,.18)}
.nav-cta:hover{background:var(--gold-dark)!important}

.hero{position:relative;overflow:hidden;background:linear-gradient(90deg,var(--forest-deep) 0%,#174d39 58%,#224f3c 100%);border:0;color:#fff}
.hero .wrap{grid-template-columns:minmax(0,1.2fr) minmax(320px,.8fr);gap:0;padding:0;min-height:500px;align-items:stretch}
.hero-copy{padding:4.7rem 3rem 4.5rem 0;display:flex;flex-direction:column;justify-content:center;position:relative;z-index:2}
.hero .eyebrow{color:#e3c487}
.hero h1{font-size:clamp(2.7rem,5.4vw,4.75rem);line-height:1.02;letter-spacing:-.045em;color:#fff;max-width:790px;margin:.2rem 0 1.15rem}
.hero p{font-size:1.08rem;line-height:1.58;color:#e9f0ec;max-width:700px;margin:0}
.hero .btn-primary{background:var(--gold);color:#fff;box-shadow:0 8px 20px rgba(0,0,0,.14)}
.hero .btn-primary:hover{background:var(--gold-dark)}
.hero .btn-secondary{background:rgba(13,48,35,.42);border-color:rgba(255,255,255,.72);color:#fff}
.hero .btn-secondary:hover{background:rgba(255,255,255,.12);color:#fff}
.hero-visual{min-height:500px;background-image:linear-gradient(90deg,rgba(18,63,47,.58) 0%,rgba(18,63,47,.05) 28%),url('/assets/images/hero.webp');background-size:cover;background-position:center;position:relative}
.hero-visual:after{content:"Wald schützen. Werte erhalten.";position:absolute;right:1.4rem;bottom:1.4rem;max-width:210px;padding:.8rem 1rem;background:rgba(14,56,41,.88);border-left:3px solid var(--gold);font-family:Georgia,"Times New Roman",serif;font-weight:700;font-size:1.02rem;color:#fff}

.trustline{padding:0;background:#fff;border-bottom:1px solid var(--line)}
.trustline .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:0;max-width:1160px}
.trust-item{display:grid;grid-template-columns:42px 1fr;gap:.72rem;align-items:center;padding:1.02rem 1rem;border-right:1px solid var(--line);color:var(--ink);justify-content:stretch}
.trust-item:last-child{border-right:0}
.trust-icon{width:36px;height:36px;border-radius:50%;background:var(--forest-soft);color:var(--forest);display:grid;place-items:center;font-weight:850;font-size:1.05rem}
.trust-item strong{display:block;font-size:.9rem;line-height:1.25}
.trust-item small{display:block;color:#6b776f;font-size:.76rem;margin-top:.12rem;line-height:1.3}

.ekomi-trust{display:none}
.section{padding:4rem 0}
.section h2{font-family:Georgia,"Times New Roman",serif;letter-spacing:-.025em}
.home-section-heading{display:flex;align-items:flex-end;justify-content:space-between;gap:2rem;margin-bottom:1.4rem}
.home-section-heading p{max-width:650px;margin:0;color:var(--muted)}
.home-section-heading h2{margin:0;font-size:clamp(2rem,3.7vw,3rem)}

.home-risk-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.15rem}
.risk-card{overflow:hidden;border:1px solid var(--line);border-radius:10px;background:#fff;box-shadow:0 7px 22px rgba(12,48,35,.06);transition:transform .18s ease,box-shadow .18s ease}
.risk-card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
.risk-card img{display:block;width:100%;height:178px;object-fit:cover;object-position:center}
.risk-card-body{padding:1.25rem 1.25rem 1.35rem;position:relative}
.risk-chip{position:absolute;top:-19px;left:1.15rem;background:var(--gold);color:#fff;border:4px solid #fff;border-radius:999px;padding:.34rem .75rem;font-size:.76rem;font-weight:850;text-transform:uppercase;letter-spacing:.06em}
.risk-card h3{font-size:1.42rem;margin:.25rem 0 .55rem;color:var(--forest-deep)}
.risk-card p{font-size:.95rem;line-height:1.55;color:var(--muted);margin:0 0 .8rem}
.risk-card a{font-weight:800;text-decoration:none;border-bottom:1px solid #97aa9d}

.infographic-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.2rem}
.info-panel{border-radius:12px;padding:1.6rem;background:linear-gradient(135deg,#edf4ef,#f8fbf9);border:1px solid #dce7df}
.info-panel.fire{background:linear-gradient(135deg,#f9f3e7,#fffaf1);border-color:#ebdfc8}
.info-panel .eyebrow{margin-bottom:.4rem}
.info-panel h2{font-size:1.75rem;margin:.1rem 0 .45rem}
.info-panel>p{margin-top:0;color:var(--muted)}
.model-grid{display:grid;grid-template-columns:1fr 1fr;gap:.85rem;margin-top:1.2rem}
.model-card{background:#fff;border:1px solid rgba(24,74,53,.12);border-radius:9px;padding:1rem}
.model-symbol{font-family:Georgia,"Times New Roman",serif;font-size:2rem;font-weight:800;color:var(--gold-dark);line-height:1;margin-bottom:.55rem}
.model-card h3{font-size:1.05rem;margin:.15rem 0 .45rem}
.model-card ul{padding-left:1.05rem;margin:.5rem 0 0;color:var(--muted);font-size:.88rem}
.benefit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:.8rem;margin-top:1.2rem}
.benefit{background:rgba(255,255,255,.75);border-right:1px solid #e9ddc4;padding:.7rem .85rem}
.benefit:last-child{border-right:0}
.benefit-symbol{width:40px;height:40px;border-radius:50%;display:grid;place-items:center;background:#fff1d4;color:var(--gold-dark);font-weight:900;margin-bottom:.6rem}
.benefit strong{display:block;line-height:1.3;color:var(--forest-deep)}
.benefit small{display:block;color:var(--muted);margin-top:.35rem;line-height:1.45}

.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
.guide-card{display:grid;grid-template-columns:112px 1fr;overflow:hidden;border:1px solid var(--line);border-radius:9px;background:#fff;text-decoration:none;color:var(--ink)}
.guide-card:hover{box-shadow:0 8px 22px rgba(12,48,35,.08);color:var(--ink)}
.guide-card img{width:112px;height:100%;min-height:120px;object-fit:cover}
.guide-card div{padding:1rem}
.guide-card h3{font-size:1.03rem;margin:0 0 .35rem}
.guide-card p{font-size:.84rem;color:var(--muted);margin:0 0 .35rem;line-height:1.42}
.guide-card span{font-size:.82rem;font-weight:800;color:var(--forest)}

.page-hero{position:relative;overflow:hidden;background:linear-gradient(90deg,#edf4ef 0%,#f9fbf9 68%,#eef4ef 100%);border-bottom:1px solid var(--line)}
.page-hero:after{content:"";position:absolute;right:0;top:0;width:28%;height:100%;background:linear-gradient(90deg,rgba(249,251,249,1),rgba(249,251,249,.16)),url('/assets/images/page.webp') center/cover no-repeat;opacity:.72}
.page-hero .wrap{position:relative;z-index:2;padding:3.2rem 0 3rem}
.page-hero h1{font-family:Georgia,"Times New Roman",serif;font-size:clamp(2.25rem,4.7vw,4rem);letter-spacing:-.038em;max-width:940px}
.page-hero p{max-width:780px}
.breadcrumbs{font-size:.8rem;text-transform:uppercase;letter-spacing:.04em}

.card,.choice-card,.form-shell,.sidebox,.faq details,.status-card{border-radius:10px;box-shadow:0 5px 18px rgba(12,48,35,.04)}
.btn{border-radius:7px;padding:.82rem 1.15rem}
.btn-primary{background:var(--forest)}
.btn-secondary{border-color:#aebdb4}
.badge{background:#edf3ee;color:var(--forest);border-radius:999px}
.sidebox{background:#f7faf8;border-top:4px solid var(--gold)}
.cta-band{border-radius:12px;background:linear-gradient(135deg,var(--forest-deep),var(--forest));box-shadow:var(--shadow)}
.form-step legend{font-family:Georgia,"Times New Roman",serif}

.footer{background:var(--forest-deep);padding:3.5rem 0 1.2rem;border-top:5px solid #c0954d}
.footer .brand{font-size:1.3rem}
.footer-grid{gap:2.4rem}
.footer-bottom{font-size:.85rem}

@media(max-width:900px){
  .hero .wrap{grid-template-columns:1fr;min-height:auto}
  .hero-copy{padding:3.4rem 0 2.4rem}
  .hero-visual{min-height:330px;border-radius:10px 10px 0 0}
  .trustline .wrap{grid-template-columns:1fr 1fr}
  .trust-item:nth-child(2){border-right:0}
  .trust-item:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .home-risk-grid,.guide-grid{grid-template-columns:1fr}
  .infographic-grid{grid-template-columns:1fr}
  .page-hero:after{width:42%;opacity:.35}
}
@media(max-width:620px){
  .brand{font-size:1.12rem}.brand-mark{width:36px;height:36px}
  .hero h1{font-size:2.65rem}.hero-copy{padding-top:2.8rem}
  .hero-visual{min-height:260px}
  .trustline .wrap{grid-template-columns:1fr}
  .trust-item{border-right:0;border-bottom:1px solid var(--line)}
  .trust-item:last-child{border-bottom:0}
  .model-grid,.benefit-grid{grid-template-columns:1fr}
  .benefit{border-right:0;border-bottom:1px solid #e9ddc4}.benefit:last-child{border-bottom:0}
  .guide-card{grid-template-columns:92px 1fr}.guide-card img{width:92px;min-height:115px}
  .page-hero:after{display:none}
}

/* V13.1 – Originalfotos der früheren Waldversicherung.com-Seite.
   Bilder werden niemals gestreckt, sondern proportional beschnitten. */
.hero-visual{background-position:center 52%}
.risk-card img{aspect-ratio:1024/683;object-fit:cover;object-position:center;image-rendering:auto}
.risk-card img.photo-fire{object-position:center 55%}
.risk-card img.photo-storm{object-position:center 52%}
.risk-card img.photo-liability{object-position:center 50%}
.guide-card-text{grid-template-columns:1fr}
.guide-card-text div{padding:1.15rem 1.2rem}
@media(max-width:900px){.risk-card img{height:210px}}
@media(max-width:600px){.risk-card img{height:190px}.guide-card-text{grid-template-columns:1fr}}

/* V13.2 – lokal neu codierte Fotos aus den bereitgestellten Aufnahmen.
   Keine externen Inhaltsbilder; WebP ohne EXIF/Metadaten, proportional zugeschnitten. */
.hero-visual{
  background-image:linear-gradient(90deg,rgba(18,63,47,.58) 0%,rgba(18,63,47,.05) 28%),url('/assets/images/hero.webp');
  background-size:cover;
  background-position:center 50%;
}
.page-hero:after{
  background:linear-gradient(90deg,rgba(249,251,249,1),rgba(249,251,249,.16)),url('/assets/images/page.webp') center/cover no-repeat;
}
.risk-card img.photo-real{
  width:100%;
  height:auto;
  aspect-ratio:16/9;
  object-fit:cover;
  object-position:center;
}
.guide-card img{
  object-fit:cover;
  object-position:center;
}
@media(max-width:900px){.risk-card img.photo-real{height:auto}}
@media(max-width:600px){.risk-card img.photo-real{height:auto}}

/* V13.4: Digitale VSDW-Fragebögen */
.sr-only{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}
.form-type-choice{grid-template-columns:repeat(2,minmax(0,1fr));margin-top:2rem}.active-choice{border-color:#8eaa98;background:#f7fbf8}.legend-note{display:flex;flex-wrap:wrap;gap:.6rem 1rem;align-items:center;font-size:.88rem;color:#627067;margin:.7rem 0 1rem}.optional-pill{display:inline-flex;align-items:center;background:#edf3ef;color:#526459;border-radius:999px;padding:.15rem .5rem;font-size:.74rem;font-weight:700;line-height:1.3}.section-help{color:#5b6961;margin:.45rem 0 1rem}.product-step{padding-bottom:1.8rem}.product-choices{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.8rem;margin:1rem 0}.product-choice{display:flex;align-items:flex-start;gap:.7rem;border:1px solid #cad6ce;background:#fff;border-radius:12px;padding:1rem;cursor:pointer;transition:border-color .15s ease,background .15s ease,box-shadow .15s ease}.product-choice:hover{border-color:#8ea997;box-shadow:0 4px 14px rgba(12,48,35,.06)}.product-choice:has(input:checked){border-color:var(--forest2);background:#f1f7f3;box-shadow:0 0 0 2px rgba(34,95,66,.08)}.product-choice input{width:1.2rem!important;height:1.2rem!important;min-width:1.2rem!important;margin:.15rem 0 0!important;padding:0!important;accent-color:var(--forest)}.product-choice span{display:block}.product-choice strong{display:block;color:#18382a}.product-choice small{display:block;color:#647168;margin-top:.18rem;line-height:1.35}.form-notice{border-left:4px solid #bd8a2d;background:#fff8e9;padding:.8rem 1rem;border-radius:0 10px 10px 0;color:#5a4928;margin:.9rem 0}.conditional-section{border:1px solid #d8e2db;border-radius:14px;background:#fff;padding:1.1rem;margin:1rem 0}.conditional-section.is-hidden{display:none}.conditional-head{display:flex;justify-content:space-between;align-items:flex-start;gap:1rem;padding-bottom:.8rem;border-bottom:1px solid #e2e9e4}.conditional-head h3{margin:.4rem 0 0;font-size:1.18rem}.optional-note{font-size:.82rem;color:#607067;background:#f1f5f2;border-radius:8px;padding:.5rem .65rem;max-width:280px}.radio-line{display:flex;flex-wrap:wrap;gap:.55rem 1.1rem;margin-top:.45rem}.radio-line label{display:inline-flex;align-items:center;gap:.4rem;font-weight:600;color:#405047}.radio-line input[type="radio"]{width:1rem!important;height:1rem!important;min-width:1rem!important;margin:0!important;padding:0!important;accent-color:var(--forest)}.reveal-box{margin-top:.35rem}.reveal-box.is-hidden{display:none}.matrix-wrap{overflow-x:auto;margin-top:1rem;border:1px solid #d8e2db;border-radius:12px;background:#fff}.forest-matrix{width:100%;min-width:760px;border-collapse:collapse;margin:0!important}.forest-matrix caption{text-align:left;padding:1rem;font-weight:800;color:#18382a;background:#f3f7f4}.forest-matrix th,.forest-matrix td{border:1px solid #dfe7e1;padding:.55rem!important;text-align:center!important}.forest-matrix thead th{background:#edf4ef!important;font-size:.84rem}.forest-matrix thead th span{display:block;font-size:.72rem;color:#617067;font-weight:600}.forest-matrix tbody th{background:#f8faf8!important;white-space:nowrap}.forest-matrix input{width:100%;min-width:92px;padding:.55rem .45rem;border:1px solid #aebdb4;border-radius:8px;font:inherit;text-align:right}.storm-years{display:grid;grid-template-columns:repeat(5,minmax(120px,1fr));gap:.55rem;margin-top:.5rem}.storm-year{display:grid;gap:.35rem;background:#f7faf8;border:1px solid #dfe7e1;border-radius:10px;padding:.65rem}.storm-year label{font-size:.8rem;color:#59685f;font-weight:700}.storm-year input{width:100%!important}.form-step>.conditional-section:last-child{margin-bottom:0}.form-step legend+.section-help{margin-top:.7rem}
@media(max-width:900px){.product-choices{grid-template-columns:1fr}.conditional-head{flex-direction:column}.optional-note{max-width:none}.storm-years{grid-template-columns:repeat(2,minmax(120px,1fr))}}
@media(max-width:600px){.form-type-choice,.product-choices{grid-template-columns:1fr}.storm-years{grid-template-columns:1fr}.radio-line{flex-direction:column;gap:.55rem}.matrix-wrap{margin-left:-.25rem;margin-right:-.25rem}}
.offer-choice-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
@media(max-width:900px){.offer-choice-grid{grid-template-columns:1fr}}


/* V13.5: Startseitenfoto robust als echtes <img> statt nur CSS-Hintergrund */
.hero-visual{
  background:var(--forest-deep);
  position:relative;
  overflow:hidden;
}
.hero-visual .hero-photo{
  position:absolute;
  inset:0;
  width:100%;
  height:100%;
  object-fit:cover;
  object-position:center 52%;
  display:block;
  z-index:0;
}
.hero-visual::before{
  content:"";
  position:absolute;
  inset:0;
  z-index:1;
  background:linear-gradient(90deg,rgba(18,63,47,.58) 0%,rgba(18,63,47,.05) 32%);
  pointer-events:none;
}
.hero-visual:after{
  z-index:2;
}

/* V13.5: Auswahlfelder sauber und exakt untereinander */
.product-choices{
  grid-template-columns:1fr;
  gap:.7rem;
  max-width:850px;
}
.product-choice{
  display:grid;
  grid-template-columns:1.25rem minmax(0,1fr);
  align-items:start;
  gap:.75rem;
  width:100%;
  box-sizing:border-box;
}
.product-choice input[type="checkbox"]{
  width:1.2rem!important;
  height:1.2rem!important;
  min-width:1.2rem!important;
  max-width:1.2rem!important;
  margin:.16rem 0 0!important;
  padding:0!important;
  align-self:start;
}
.product-choice > span{
  min-width:0;
}

/* V13.5: Waldaufbaustruktur bleibt innerhalb der Browserbreite */
.matrix-wrap{
  max-width:100%;
  overflow:visible;
}
.forest-matrix{
  width:100%;
  min-width:0;
  table-layout:fixed;
}
.forest-matrix th:first-child{
  width:18%;
}
.forest-matrix th:not(:first-child){
  width:20.5%;
}
.forest-matrix th,.forest-matrix td{
  overflow-wrap:anywhere;
  word-break:normal;
}
.forest-matrix input{
  width:100%;
  min-width:0;
  max-width:100%;
  box-sizing:border-box;
}

@media(max-width:720px){
  .matrix-wrap{
    border:0;
    background:transparent;
    overflow:visible;
  }
  .forest-matrix{
    display:block;
    width:100%;
    min-width:0;
  }
  .forest-matrix caption{
    display:block;
    width:100%;
    box-sizing:border-box;
    border:1px solid #d8e2db;
    border-radius:10px;
    margin-bottom:.7rem;
  }
  .forest-matrix thead{
    position:absolute!important;
    width:1px!important;
    height:1px!important;
    padding:0!important;
    margin:-1px!important;
    overflow:hidden!important;
    clip:rect(0,0,0,0)!important;
    white-space:nowrap!important;
    border:0!important;
  }
  .forest-matrix tbody,
  .forest-matrix tr,
  .forest-matrix th,
  .forest-matrix td{
    display:block;
    width:100%!important;
    box-sizing:border-box;
  }
  .forest-matrix tbody tr{
    border:1px solid #d8e2db;
    border-radius:12px;
    overflow:hidden;
    margin:0 0 .85rem;
    background:#fff;
  }
  .forest-matrix tbody th{
    padding:.75rem .85rem!important;
    background:#edf4ef!important;
    text-align:left!important;
    border:0!important;
    border-bottom:1px solid #dfe7e1!important;
    white-space:normal;
    font-size:.95rem;
  }
  .forest-matrix tbody td{
    display:grid;
    grid-template-columns:minmax(0,1fr) minmax(92px,32%);
    align-items:center;
    gap:.65rem;
    text-align:left!important;
    padding:.6rem .75rem!important;
    border:0!important;
    border-bottom:1px solid #edf1ee!important;
  }
  .forest-matrix tbody td:last-child{
    border-bottom:0!important;
  }
  .forest-matrix tbody td::before{
    content:attr(data-label);
    font-size:.82rem;
    line-height:1.25;
    font-weight:700;
    color:#405047;
  }
  .forest-matrix tbody td input{
    width:100%!important;
    min-width:0!important;
    padding:.55rem .45rem!important;
    text-align:right;
  }
}
.hero-picture{position:absolute;inset:0;display:block;width:100%;height:100%;z-index:0}
.hero-picture .hero-photo{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 52%;display:block}


/* V13.6: besser passendes Startseitenbild ohne verzerrten Eindruck */
.hero .wrap{grid-template-columns:minmax(0,1.16fr) minmax(320px,.84fr);align-items:stretch}
.hero-visual{min-height:420px;background:none!important;border-left:1px solid rgba(255,255,255,.08)}
.hero-picture{position:absolute;inset:0;display:block;width:100%;height:100%;z-index:0}
.hero-picture .hero-photo{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center center;display:block}
.hero-visual::before{background:linear-gradient(90deg,rgba(18,63,47,.20) 0%,rgba(18,63,47,.04) 35%)}
@media(max-width:900px){.hero-visual{min-height:320px;border-left:0;border-top:1px solid rgba(255,255,255,.08)}.hero-picture .hero-photo{object-position:center 46%}}
@media(max-width:620px){.hero-visual{min-height:260px}}


/* V13.7 – finaler Formular-/Responsive-/Favicon-Stand */
/* Die Formularseite darf in Grid-Layouts niemals breiter als der Viewport werden. */
.article,.form-shell,.wv-form,.form-step,.form-grid,.conditional-section{min-width:0;max-width:100%}

/* Versicherungs-Auswahl: garantiert EIN Feld pro Zeile – unabhängig von älteren Grid-Regeln. */
.wv-form .product-choices{
  display:flex!important;
  flex-direction:column!important;
  flex-wrap:nowrap!important;
  grid-template-columns:none!important;
  gap:.75rem!important;
  width:100%!important;
  max-width:860px!important;
  margin:1rem 0!important;
}
.wv-form .product-choice{
  display:grid!important;
  grid-template-columns:1.25rem minmax(0,1fr)!important;
  align-items:start!important;
  column-gap:.8rem!important;
  row-gap:0!important;
  width:100%!important;
  max-width:100%!important;
  margin:0!important;
  box-sizing:border-box!important;
}
.wv-form .product-choice input[type="checkbox"]{
  display:block!important;
  width:1.2rem!important;
  height:1.2rem!important;
  min-width:1.2rem!important;
  max-width:1.2rem!important;
  margin:.16rem 0 0!important;
}
.wv-form .product-choice > span{display:block!important;min-width:0!important}
.wv-form .product-choice strong{display:block!important;margin:0 0 .32rem!important;line-height:1.3!important}
.wv-form .product-choice br{display:none!important}
.wv-form .product-choice small{display:block!important;margin:0!important;line-height:1.45!important;color:#647168!important}

/* Ja/Nein/Nicht bekannt ebenfalls untereinander statt als Laufzeile. */
.wv-form .radio-line{
  display:grid!important;
  grid-template-columns:1fr!important;
  gap:.5rem!important;
  align-items:start!important;
  margin-top:.55rem!important;
}
.wv-form .radio-line label{
  display:grid!important;
  grid-template-columns:1.05rem minmax(0,1fr)!important;
  align-items:center!important;
  gap:.55rem!important;
  width:100%!important;
  margin:0!important;
}

/* Waldaufbaustruktur Desktop: immer innerhalb des Inhaltsbereichs. */
.wv-form .matrix-wrap{
  display:block!important;
  width:100%!important;
  max-width:100%!important;
  min-width:0!important;
  overflow:hidden!important;
  box-sizing:border-box!important;
}
.wv-form .forest-matrix{
  width:100%!important;
  max-width:100%!important;
  min-width:0!important;
  table-layout:fixed!important;
  border-collapse:collapse!important;
}
.wv-form .forest-matrix th,.wv-form .forest-matrix td{min-width:0!important;overflow-wrap:anywhere!important;word-break:normal!important}
.wv-form .forest-matrix input{width:100%!important;min-width:0!important;max-width:100%!important;box-sizing:border-box!important}

/* Tablet und Smartphone: Tabelle wird zu drei übersichtlichen Altersklassen-Karten. */
@media(max-width:980px){
  .wv-form .matrix-wrap{border:0!important;background:transparent!important;overflow:visible!important}
  .wv-form .forest-matrix{
    display:block!important;
    width:100%!important;
    max-width:100%!important;
    min-width:0!important;
    table-layout:auto!important;
    overflow:visible!important;
  }
  .wv-form .forest-matrix caption{
    display:block!important;
    width:100%!important;
    max-width:100%!important;
    box-sizing:border-box!important;
    border:1px solid #d8e2db!important;
    border-radius:10px!important;
    margin:0 0 .75rem!important;
    text-align:left!important;
  }
  .wv-form .forest-matrix thead{
    position:absolute!important;
    width:1px!important;height:1px!important;
    padding:0!important;margin:-1px!important;
    overflow:hidden!important;clip:rect(0,0,0,0)!important;
    white-space:nowrap!important;border:0!important;
  }
  .wv-form .forest-matrix tbody,
  .wv-form .forest-matrix tr,
  .wv-form .forest-matrix th,
  .wv-form .forest-matrix td{
    display:block!important;
    width:100%!important;
    max-width:100%!important;
    box-sizing:border-box!important;
  }
  .wv-form .forest-matrix tbody tr{
    border:1px solid #d8e2db!important;
    border-radius:12px!important;
    overflow:hidden!important;
    margin:0 0 .9rem!important;
    background:#fff!important;
  }
  .wv-form .forest-matrix tbody th{
    padding:.8rem .85rem!important;
    background:#edf4ef!important;
    text-align:left!important;
    border:0!important;
    border-bottom:1px solid #dfe7e1!important;
    white-space:normal!important;
    font-size:1rem!important;
  }
  .wv-form .forest-matrix tbody td{
    display:grid!important;
    grid-template-columns:minmax(0,1fr) minmax(100px,34%)!important;
    align-items:center!important;
    gap:.7rem!important;
    text-align:left!important;
    padding:.65rem .75rem!important;
    border:0!important;
    border-bottom:1px solid #edf1ee!important;
  }
  .wv-form .forest-matrix tbody td:last-child{border-bottom:0!important}
  .wv-form .forest-matrix tbody td::before{
    content:attr(data-label)!important;
    display:block!important;
    font-size:.84rem!important;
    line-height:1.3!important;
    font-weight:700!important;
    color:#405047!important;
    min-width:0!important;
  }
  .wv-form .forest-matrix tbody td input{
    width:100%!important;
    min-width:0!important;
    max-width:100%!important;
    padding:.58rem .45rem!important;
    text-align:right!important;
  }
}
@media(max-width:480px){
  .wv-form .forest-matrix tbody td{
    grid-template-columns:1fr!important;
    gap:.35rem!important;
  }
  .wv-form .forest-matrix tbody td input{text-align:left!important}
  .wv-form,.form-intro{padding-left:.8rem!important;padding-right:.8rem!important}
}

/* V13.8 – Smartphone-Hero: echtes Einspalten-Layout statt zusammengeschobener Desktop-Spalten */
@media (max-width:900px){
  .hero .wrap{
    grid-template-columns:minmax(0,1fr)!important;
    grid-template-rows:auto auto;
    gap:0!important;
    min-height:0!important;
    align-items:stretch;
  }
  .hero-copy{
    min-width:0;
    width:100%;
    padding:3rem 0 2.35rem;
  }
  .hero h1{
    max-width:none;
    font-size:clamp(2.35rem,8.7vw,3.45rem);
    line-height:1.04;
    letter-spacing:-.038em;
    overflow-wrap:normal;
    word-break:normal;
    hyphens:auto;
  }
  .hero p{
    max-width:none;
  }
  .hero-visual{
    width:100%;
    min-width:0;
    min-height:clamp(290px,62vw,390px);
    border-left:0;
    border-top:1px solid rgba(255,255,255,.08);
    border-radius:0;
  }
  .hero-picture .hero-photo{
    object-position:center 46%;
  }
}

@media (max-width:620px){
  .hero-copy{
    padding:2.25rem 0 1.9rem;
  }
  .hero .eyebrow{
    margin-bottom:.65rem;
    font-size:.78rem;
    letter-spacing:.11em;
  }
  .hero h1{
    font-size:clamp(2.15rem,10.8vw,2.8rem);
    line-height:1.045;
    letter-spacing:-.035em;
    margin-bottom:1rem;
  }
  .hero p{
    font-size:1rem;
    line-height:1.55;
  }
  .hero .buttons{
    display:grid;
    grid-template-columns:1fr;
    gap:.65rem;
    margin-top:1.25rem;
  }
  .hero .btn{
    width:100%;
    min-width:0;
    text-align:center;
  }
  .hero-visual{
    min-height:280px;
  }
  .hero-visual:after{
    right:.85rem;
    bottom:.85rem;
    max-width:180px;
    font-size:.92rem;
    padding:.65rem .8rem;
  }
}

@media (max-width:390px){
  .hero h1{
    font-size:2.18rem;
  }
  .hero-visual{
    min-height:250px;
  }
}